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Pros Identity Protection | Customizable alerts ) | Free Trial | Mobile App

Cons Only 2 Plan Options

Experian Review

With 125 years in the financial industry, Experian is one of the three main credit bureaus used in over 90% of all credit checks done by lenders. Extensive experience and a worldwide presence make identity protection through Experian a simple choice. Through the IdentityWorks Plus or Premium service, Experian customers receive a comprehensive protection plan, all backed by a $1 million identity theft insurance policy. Customers receive credit alerts and daily FICO scores with the option of upgrading to receive reports from all three bureaus.

With Experian’s reputation and the extensive protection packages, IdentityWorks is a great tool for identity protection.

Experian Pros

Experian’s mobile app allows customers to access IdentityWorks from virtually anywhere. The app even lets users receive alerts on the go when fraudulent activity is suspected. If top of the line identity protection at an affordable price does not have you signing up already, Experian’s 30-day free trial is a no-brainer.

Experian Cons

For the average individual, IdentityWorks has the comprehensive services needed to help prevent identity theft. However, if you are looking to protect the identity of a couple or family with kids, Experian does not offer family plans or bundle packages that some competitors offer.

Experian Bottom Line

IdentityWorks provides a comprehensive protection service at an affordable price. With industry-standard features and a convenient mobile app, customers get all of the protection they need at their fingertips without breaking the bank.

Experian – A Trusted Name In Identity Theft Protection

Advertising Disclosure

When it comes to identity theft protection, you can never be too careful. Massive data breaches have become so common in recent years, affecting credit bureaus, financial institutions, and government agencies, that they can almost feel routine. However, it’s important that you stay alert to the threat since having your personal and financial data stolen can cause major problems. Welcome to Experian.

One way to protect your identity is by purchasing an identity theft protection service. Experian offers two comprehensive identity theft protection plans for consumers. Unlike many cybersecurity providers, Experian is also one of the three most important credit reporting bureaus, which can be a big benefit to you, as we will discuss below.

Identity Theft Protection

Identity theft happens as a two-step process. The first step involves the stealing of your personal or financial data. In many cases, such data may be obtained legally. After all, your birth date, phone number, and name are considered personal data and you have likely shared that info with many people!

It’s the second step where the illegal activity occurs. Identity thieves use peoples’ personal information to conduct fraudulent activities. Often this is of a financial nature, such as making fraudulent purchases with your credit card number, applying for government benefits in your name, or opening up credit and bank accounts in your name. In other cases, the crime may not have anything to do with money. A person could steal your identity to apply for a passport for example or commit a crime in your name, which could cause you significant legal headaches in the future. Identity theft is a crime and should be reported to the Federal Trade Commission and the police.

Experian Features

Experian’s identity protection service is referred to as IdentityWorks and it comes in two different plans: IdentityWorks Plus, which is its basic plan, and IdentityWorks Premium, which is its top-of-the-line plan. IdentityWorks Plus is a decent option if you want a service that is cheap, but it does come up short in some areas. For example, you will only get $500,000 worth of theft protection insurance (most services now offer $1 million), you won’t get payday loan monitoring or identity validation alerts, and you won’t get sex offender registry notifications in case a registered sex offender moves into your neighborhood.

On the other hand, IdentityWorks Plus does boast some features that are impressive for a basic plan, including the ability to lock or unlock your Experian credit file, credit monitoring from Experian, FICO Score alerts, and FICO Scores based on Experian data. Those features are often only available with premium plans with other identity theft protection providers, yet they come standard with Experian’s most basic product.

IdentityWorks Premium, meanwhile, provides much more extensive protection. You’ll get everything you would get with IdentityWorks Plus along with a lot more, including sex offender registry monitoring, $1 million theft protection, bank account and credit card takeovers, payday loan monitoring, credit monitoring from three bureaus, and quarterly three-bureau FICO Scores.

It’s also worth keeping in mind that because Experian is a credit reporting agency, you will be working directly with the agency if there are any problems with your credit file. Most other identity protection providers are third-parties and thus act as intermediaries between yourself and the credit bureaus, which can cause delays if there’s an issue on your file that must be addressed immediately.

Experian Pricing Plans

Experian’s products are very competitively prices, with IdentityWorks Plus costing just $9.99 per month and IdentityWorks Premium coming in at a very low $19.99. Furthermore, both plans come with a 30-day free trial period and you can get 17% off if you opt for annual billing. You can also add up to 10 children to your plan for an extra $5 per month.



Advertising Disclosure: This post contains affiliate links and at no additional cost to you,  Watch the Review will be compensated if you make a purchase after clicking on these links.

How It Works

To get started, Experian needs your name, address, email, social security number, and birthday. Once you create an account, enter your payment information, and begin your month-long free trial, customize your account to send you the alerts you want and you are all set!

Plans & Pricing

Experian offers two plans – Plus and Premium – that cover everything you need. If you are not sure that IdentityWorks is the right choice for you, both plans start with a 30-day free trial, giving you credit and SNN monitoring services and the ability to lock your credit report while you try it out.

IdentityWorks Plus includes:

  • Experian Credit Monitoring Alerts
  • Dark Web Surveillance Alerts
  • Experian CreditLock with Alerts
  • Up to $1 Million in Identity Theft Insurance
  • Fraud Resolution Support
  • Daily FICO Scores based on Experian Data

After a 30-day free trial, the Plus plan costs $9.99 per month.

Receive two months free when you sign up for the annual plan.

IdentityWorks Premium includes:

  • IdentityWorks Plus benefits
  • 3-Bureau Credit Monitoring and Alerts
  • Quarterly 3-Bureau FICO Scores
  • Financial Account Takeover Alerts
  • Social Security Number Trace Alerts
  • Change of Address Alerts
  • Court Records and Booking Alerts
  • Non-Credit Loan Alerts
  • Sex Offender Registry Alerts

After a 30-day free trial, the Premium plan costs $19.99 per month.

Receive two months free when you sign up for the annual plan.


As a leading company in the industry, Experian is dedicated to providing a quality service with a dedicated support staff to stand behind it. Help is a phone call away if there is any difficulty signing up or if you suspect fraudulent use of your information. Experian’s resolution specialists are trained to respond to identity theft.




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Latest Reviews

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Gelina’s Review

Really good

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Akhi’s Review

Experian is one of the better ones out there.  Really have been happy so far with the service.

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Adrian’s Review

I think it’s the most extensive monitoring system. It’s great for everyone who uses the program

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Adelia’s Review

Good company

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Andria ’s Review

I think Experian is an excellent product. With so many people losing their information you can never be to safe. Definitely worth investing in.

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Ryan’s Review

Really great product, glad I signed up.

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